It’s only natural that you have questions

NHS Funded Nursing Care is paid at one consistent rate across England, regardless of the individual’s geographical location or specific nursing care needs. This amount is set by the NHS and subject to change, but currently stands at £209.19 per week. This funding is paid directly to the nursing care home, and deducted from your total nursing care fees.

Please check the NHS website for the current FNC rate.

An assessment is used to determine who is eligible for NHS Funded Nursing Care. This is usually carried out by a registered nurse and carried out by the relevant Local Authority or NHS Integrated Care Board (the new name for a Clinical Commissioning Group).

In general terms, nursing home residents who have been assessed as needing support from a registered nurse, but who do not qualify for the CHC (Continuing Healthcare) scheme, may be eligible for NHS Funded Nursing Care.

Often referred to by the abbreviation FNC, Funded Nursing Care is funding provided by the NHS towards the cost of nursing care provided within nursing homes, by registered nurses, for eligible individuals.

To find out if you qualify for financial support from your Local Authority, your local adult social care team will complete a financial assessment to consider the value of your income and assets. This figure takes into account any income, savings and property you hold solely in your own name, as well as an equally divided share of any assets you may hold jointly.

The value of your assets will place you into one of three bands, and determine the level of financial support you can expect from your Local Authority:

• If your assets exceed the ‘upper capital limit’ set by the government (currently £23,250), you will be deemed a ‘self-funder’ and required to meet the full cost of your care.
• If your capital is between £14,250 and the upper capital limit of £23,250, then you will be expected to contribute a certain amount towards the cost of your care, with the remainder covered by your Local Authority.
• If your assets are less than £14,250, you may still be required to contribute towards the cost of your care, but the majority of your care fees will be covered by your Local Authority.

Please visit the government website to check the current upper capital limit amount.

The cost of nursing home care will vary according to the level and type of nursing care an individual needs to meet any complex or long-term medical conditions in which they live with.

Nursing home costs will generally be calculated by combining a fixed accommodation fee, with the cost of providing your bespoke nursing care. Your individual financial circumstances and nursing care needs will determine who pays for your nursing care.